Our clients not only open 2.3 times more checking accounts with our proven strategy, they achieve significantly better ROA and ROE averages, and experience positive trends for NIM and core deposit growth. These astonishing results come from a complete strategy for checking account acquisition and profitability. You’ll see immediate results and, in the long-term, achieve so much more.

Consulting
We provide comprehensive analysis of your products, policies, and procedures. Based on this analysis, we create recommendations to help your bank maximize retail and business checking performance.

Training
As you begin, our consultants train your staff to ensure your bank effectively implements the customer acquisition strategy. Our consultants receive top reviews from our clients.

Mystery Shopping
If you want to improve, you have to measure results. That’s why Haberfeld provides annual client mystery shops to evaluate the whole new customer experience from sales, to account opening, to cross-selling, and service quality.

Marketing
Haberfeld has developed and refined a marketing methodology that maximizes new checking opportunities at the lowest possible cost. Our comprehensive plan produces results that consistently exceed industry average performance.

Creative & Concept Development
Our designers, writers, and editors work closely with our clients and account executives to produce pieces that effectively target, brand, and stay on message. The finished pieces are professionally produced and produce superior results.

Benchmarking
With data collected from more than 100 clients, we are able to provide benchmarks by region, institution size, and other key measurements. This benchmarking allows you to identify and maximize growth opportunities.

NSF Strategies
Our program works with NSF strategies. If needed, we can help you implement an NSF program that works with new regulations and maximizes fee opportunities.

Review Meetings & Market Updates
Throughout the year, our clients receive detailed reviews of their program’s performance so they can identify best practices and adjust for maximum performance. Your account executive and consultant are always available by phone, and often will make personal visits to discuss what’s new in the market.

Client-to-Client Interaction
Our clients have experienced nearly every challenge in banking, and they are willing to share their experiences and solutions. We facilitate these interactions throughout the year and provide several face-to-face opportunities at the Annual Haberfeld Symposium.

Symposium
Our annual Symposium provides clients the opportunity to network and share best practices to take home. We also cover the latest trends and innovations in retail and business banking.

Executive Symposium
As a complement to the Annual Symposium, Haberfeld has periodic Executive Symposiums for Senior Executives, Presidents, and CEOs of client banks. It’s a chance to learn about the challenges – and successes – your peers face.

For a review of our value proposition, go to Why Hire Us.